Board of Directors

Daniel Frate

Daniel Frate

CHAIRPERSON

Former financial services and technology executive

Daniel Frate, a former financial services and technology executive, served for 35 years as a leader of large and complex business units in both financial services and technology. Most recently he was ACI Worldwide’s Group President for its cloud business. ACI Worldwide is headquartered in Naples and creates payment software for the world’s largest banks and merchants. Prior to ACI, Dan managed retail banking and payment business units for several leading banks in the United States.

Throughout his career, Dan has served on several nonprofit boards, including the United Way in Delaware. He also was a Board Member at his alma mater – John Carroll University. Currently he is a member of the Dean’s Council at Purdue University, where he earned his graduate degree.

Dan is co-manager of a family real estate business and acts as a business advisor. He enjoys biking, exercising, sports and traveling. Dan and his wife Laura are originally from Cleveland, Ohio and have lived in Collier County for the past eight years

Member since July 2020

Carolyn Tieger

Carolyn Tieger

VICE CHAIRPERSON

Principal, Tieger Public Affairs

Carolyn Tieger, a Washington D.C. communications veteran, is considered one of the top public affairs strategists in the country when it comes to tough legislative issues, corporate and industry crises, litigation, and issues management. She spent four decades in the nation’s capital, serving Congress, the White House, international public relations firms (Burson-Marsteller and Porter Novelli), and as an owner of her own business. Carolyn moved to Naples in 2009 and after finding retirement boring she founded Tieger Public Affairs.

She currently serves as a member of the University of Georgia’s Grady College of Journalism and Mass Communication’s Board of Trust.  Carolyn has established a Public Affairs Communications chair at Grady and provides ongoing mentoring to students.  Additionally, she has served on the national Board of Directors of the Alzheimer’s Association and led major fundraising efforts for Alzheimer’s research nationally and locally.  A former national Trustee for the Sigma Kappa Foundation, she co-chaired a highly-successful campaign for the organization.

Locally, she is a Trustee and Chairman of the Communications Committee for the Shelter for Abused Women and Children. She has also served on the boards of Greater Naples Leadership and Collier Child Care Resources and as a member of the Harry Chapin Food Bank Collier County Action Group. Additionally, she has held senior positions in a number of local political campaigns.

Carolyn is a journalism graduate of the University of Georgia. She lives with her husband Elliott Brown and their Welsh terrier, Miss Kirbie.

Member since July 2020

Raymond A. Schmitt

Raymond A. Schmitt

TREASURER

Retired, JPMorgan Chase

Raymond A. Schmitt recently retired after a 33-year career at JPMorgan Chase. Earlier in his career, he worked in a variety of product roles within the Investment Banking Division, including corporate finance, bankruptcy and restructuring, interest rate and currency derivatives, debt capital markets and private placements.  Ray finished his career within the Commercial Banking Division, serving on its operating committee and overseeing several global product areas, including asset-based lending, equipment and lease finance, trade finance, ESOP advisory, syndicated finance, treasury sales, and treasury product management.

Ray received an undergraduate degree in civil engineering from the Massachusetts Institute of Technology and his master’s degree in business administration from Columbia University.

Member since July 2020

Linda Stuart

Linda Stuart

SECRETARY

Linda Stuart is a retired Director of Compliance for a medium sized employee welfare benefits consulting firm in Indianapolis, Indiana.  She graduated from Indiana University with a degree in marketing and completed the Employee Benefits program from the Institute for Paralegal Training in Philadelphia. She, and her husband, Russ, established one of the first COBRA compliance administration firms after that legislation was passed.

Linda and Russ began supporting Gleaners Food Bank in Indianapolis.  They transferred that passion to HCFB as they became full time Fort Myers residents.

Member since July 2019

Precious Gunter

Precious Gunter

BOARD MEMBER

Director of Equity, Ethics, and Compliance and Title IX Coordinator, Florida Gulf Coast University

Precious holds a B.S. in Human Resource Management from the University of South Carolina and a Juris Doctor (J.D.) from North Carolina Central University School of Law where she served as a Senior Editor of the Law Review. After obtaining her law license, she was an Adjunct Ethics Instructor for Virginia College and worked as a Staff Attorney for Legal Aid of North Carolina for almost five years. She is currently the Director of Equity, Ethics, and Compliance and Title IX Coordinator for Florida Gulf Coast University.  She is the designated Chief Compliance Officer for the University overseeing the University’s compliance and ethics program as well as adherence to state and federal discrimination laws based on protected categories including sex, race, age, disability, religion, etc. She also coordinates trainings to promote education and awareness throughout the university community and chairs the following three committees: Title IX Committee, Diversity and Inclusion Committee, and Compliance Liaison Committee.

Member since July 2019

Maura Matzko

Maura Matzko

BOARD MEMBER

Maura Matzko has been a resident of Punta Gorda, FL. for twenty-one years and has been married to her husband, Rick for fifty years.  They have one daughter, Mary Kate and a wonderful grandson. Prior to retirement in 2011 she worked as a retail banking executive for financial institutions in Ohio and Florida and worked 15 years with the American Bankers Association as a trade association executive in Washington DC.

The move to Florida afforded the opportunity for community involvement. Maura has served on the Virginia B. Andes Community Clinic and Pharmacy as a Board Member and President between 2005-2010. As a Board Member and Board Treasurer for the United Way of Charlotte County from 2010-2016.

She served on the  Harry Chapin Food Bank Board of Directors between 2012 -2018, and the Charlotte Local Education Foundation since 2018 holding the positions of Treasurer and President. She also is currently mentoring a high school student in conjunction with Take Stock in Children, a scholarship program for economically disadvantaged students. She is delighted to rejoin the Harry Chapin Food Bank Board of Directors.

Member since July 2021

Michele Hylton-Terry, MPA, FRA-RA

Michele Hylton-Terry, MPA, FRA-RA

Board Member

Michele Hylton-Terry is an accomplished and innovative strategic redevelopment professional with successful administrative experience, spearheading the redevelopment of City of Fort Myers designated redevelopment areas. Ms. Michele Hylton-Terry is the Executive Director of the Fort Myers Community Redevelopment Agency (CRA), where together with her staff they implement multiple redevelopment area plans, in order to improve the economic and social conditions of the community.

Ms. Michele Hylton-Terry is deeply committed to our SWFL community as expressed through her civic activities, she serves on the Florida Redevelopment Association Board of Directors, the state association providing support to CRA’s around the State of Florida. She has been an active member of the Delta Sigma Theta Sorority, Inc., Fort Myers Alumnae Chapter since 2017. Her commitment to education is demonstrated by her Board Membership on the Basic Learning Skills Foundation and Hodges University. Ms. Michele Hylton-Terry’s heart for the community is shown by her service to the United Way of Lee, Hendry, and Glades, where she serves as a Cabinet Member. Ms. Michele Hylton-Terry thrives in dynamic and changing environments while remaining focused on improving our community in all aspects of her life.

Member since July 2021

Jane E. Enos

Jane E. Enos

BOARD MEMBER

Born and raised in Carbondale, Illinois, Jane E. Enos is proud to call herself a Southwest Floridian. An award-winning writer and currently editor in chief for Naples Illustrated, a local luxury lifestyle magazine, Jane has enjoyed a diverse writing career that includes experience in the fields of higher education, advertising, and journalism.

While Jane is a busy editor, she understands the importance of serving her community and supporting Southwest Florida-based charities. She considers it an honor to serve on Harry Chapin Food Bank’s board of directors.

She holds a bachelor’s degree in English from Southern Illinois University, where she was a division I collegiate golfer. Jane also completed a master’s degree in English from Western Michigan University and has completed all coursework for a doctorate from this same institution.

In her spare time, Jane enjoys spending time with her family and friends, reading, playing tennis and golf, attending philanthropic events benefitting local charities, and traveling.

Member since August 2023

Bill M. Dillon

Bill M. Dillon

BOARD MEMBER

Dillon Chartered

A Florida native, Bill Dillon completed undergraduate and law school at the University of Florida. His practice involves all forms of business litigation, with special focuses on corporate healthcare disputes and real estate loan workout, foreclosure, receivership and related disputes.  Bill also has general commercial jury and non-jury trial practice. His representative clients include publicly traded healthcare companies, creditors on commercial secured credit facilities, churches, country clubs, franchisors and national shopping mall chains. Bill has been identified as a Florida Super Lawyer – Rising Star for the years 2010 through 2016.

Member since July 2023

Kayla Richmond Miller

Kayla Richmond Miller

BOARD MEMBER

Attorney, Henderson, Franklin, Starnes & Holt, P.A.

Kayla Richmond Miller is an attorney with Henderson, Franklin, Starnes & Holt, P.A., where she practices divorce, marital and family law. Kayla is a Fort Myers native, graduating from Fort Myers High School in 2006. She graduated from the University of South Florida, and received both her law degree and an MBA from Stetson University.

Kayla serves as a Governor for the 20th Judicial Circuit on the Florida Bar’s Young Lawyers Division (YLD) Board of Governors, is Chair for the Health & Wellness Committee for the YLD, and is immediate past president for the Lee County Association for Women Lawyers.

Kayla has been recognized by Florida Super Lawyers® magazine as a “Rising Star” in the field of family law for the years 2016-2019, and named an “Up & Comer” by Florida Trend Magazine’s Legal Elite in 2017.

Member since July 2024

Scott Bass

Scott Bass

BOARD MEMBER

Member since July 2024.

Janet Pogar

Janet Pogar

BOARD MEMBER

Janet Pogar is Florida Blue’s Market Leader for SW Florida, overseeing operations in Sarasota, Manatee, Lee, Collier, Charlotte, Hardee, and Hendry and DeSoto counties.  As the state’s largest insurer, she oversees, coordinates with cross functional teams to develop, lead and execute local strategy for Florida Blue that includes sales, products, analytics, hospital and provider networks, care management, as well as local market and community relations.  Florida Blue provides comprehensive health care solutions for all commercial employer groups of all sizes, Medicare Advantage and other plans to support the state’s older populations and individual and family plans through the Affordable Care Act (ACA).  Florida Blue is the country’s largest single-state provider of ACA plans.

Prior to this role, Pogar served as the Regional Vice President for Carelon Behavioral Health (previously known as Beacon Health Options) and managed the Western United States network and worked to integrate the Behavioral Health networks from Anthem to Carelon.  Previously, she was the Regional Vice President for Anthem and managed all product lines – Medicare/Medicaid/Commercial for all healthcare services and was responsible for a $4Billion dollars in healthcare spend.  Janet has an extensive network/provider contracting background, managing total cost of care, product management, value-based care, network strategy and managing and engaging a high performing team.

Pogar is committed to Florida Blue’s mission of helping people and communities achieve better health and is getting involved in several business, civic, and philanthropic organizations throughout her territory.  She is currently on the board of directors of the Naples Chamber of Commerce and is actively involved in the United Way’s of Collier and the Key’s and United Way of Lee, Hendry and Glades.

Member since July 2024.